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Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
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Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.

Emergency Loans Available Online

In 5 minutes, get as much as $1,500 straight into your bank account

The Emergency Loan that Works

When an emergency hits you or your family, you don’t have time to go through the usual dog and pony show, jumping all the hoops required by the old-fashioned loan companies.

Mega Cash Bucks is dedicated to the principle that when people are having an emergency in life, they should be able to get an emergency loan. Simple, easy and when they need it. That’s why we came up with our 5-minute e-transfer system.

Urgency and flexibility are the by-words for those responding to any kind of personal emergency. We help you with the financial side of being ready to deal with whatever comes up.

Given the distances and weather across so much of Canada, having a soundly operating vehicle is pretty important to most of us. What if you have a driving accident? Fortunately, no one was injured, but you still need your car repaired, and quickly. Your paycheck though is still a week away.

That’s the kind of situation in which you need an emergency loan. It’s also just the kind of situation where we can help.

With loans from $100 up to $1,500, and our multiple installment repayment plans, which can be tailored to your specific financial needs, we can offer the short-term, emergency loan that you need.

And best of all, we do it all online, making your life as simple and easy as we possibly can. You can get your loan sitting in the passenger seat of the tow-truck! No wasted time going to some office, digging up documents and filling out endless forms. We’ve made the emergency loan online business as streamlined, efficient and easy as you could imagine.

You can apply for an emergency loan online 24 / 7, from the comfort of your home, and get funded fast. This is especially convenient during the cold Canadian winters.

Don’t worry though; we may be fully automated, but if you have any questions, we’re ready and happy to answer them. Just reach out to us through our Contact Us pages and we’ll be back to you with an answer to your question as fast as we can.

Mega Cash Bucks is a Canadian company that prides itself on serving our fellow Canadians in a manner consistent with our common commitment to the highest standard of responsible, transparent and ethical business practices. We want to help you get your financial life back in order as quickly and easily as possible.

You can depend on us to help you exercise the soundest judgment as to what level or kind of loan best suits your circumstances. And, we do it all in plain language that you’ll understand, with no hidden fees or other unpleasant surprises.

Greats Ways to Use Your Emergency Loan

Repairing the Car

For many people, short of the house, the car not working is the single greatest challenge. How do you get to work, get the kids to school, do the shopping, make it on time to soccer practice? Life won’t stand still while you save up over the next month to pay for the repairs. The solution that will keep you and your family on the go is an emergency loan from Mega Cash Bucks. It’s fast, easy and convenient.

Fixing Up the House

Everything breaks down if you use it enough. And what do you use more than your house. Did the roof start leaking? Did the basement flood? Nobody wants to live like. A short-term cash, emergency loan from Mega Cash Bucks is just the solution you need.

Fixing Appliances

if you’re searching for emergency loans, you’ve probably got something important that needs to be done, but you can’t quite cover it, now, when you need a solution. Maybe your refrigerator or oven have broken down. Or your heating system or air conditioning. Such appliance misfunction can make life difficult. Fortunately, we can help, with quick and easy, emergency loans, that will make your life easier.

Surprise Expenses

Things are constantly popping up in life putting our financial resources to the test. Perhaps it’s just something you forgot about or maybe it’s something you couldn’t possibly have anticipated. It doesn’t really matter, somehow you need to come up with the funds to cover it. Our flexible and instant process assures you can get the emergency loan you need, when you need it, free of bother and worry. We want to make your financial life better.

Money That’s Minutes Away

You will be amazed at how efficiently we have down the express loan process. In the great majority of cases, your express loan will be available in just minutes. We have a leading-edge approvals system that you can use from the comfort of your armchair. Once approve, and after signing your electronic contract, you can have up to $1,500 by e-transfer in just 5 minutes.

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Your Fast and Easy Payday Advance

Payday Cash Loans The hassle-free loan option.

No Document Fatigue

We know other companies require you to document your whole life. No need to worry about that with us. We won’t ask for faxes or letters, nor will we require you to come into our office to sign any documents. It’s all streamlined, online, for your convenience.

Borrow Online and Save

Not only does online borrowing make the whole process faster and easier, you actually save money! How? Because we don’t have all that overhead to run brick and mortar offices, we can pass those savings on to you in great, competitive rates. Taking out your payday advance loan online with us keeps more of that valuable money in your wallet.


That’s our touchstone. We know that everyone’s situation is different. Sometimes a little different; sometimes a lot. That’s why we offer a menu of options in loan amounts, loan durations and repayment plans. All to help tailor your loan to your specific needs.

Don’t Feel Defeated by a Credit Score

What we’re interested in is your ability to repay. Just because things went badly for you in the past doesn’t mean you’re not able to repay today. We use our advanced algorithm to take in the whole financial picture of your situation. But of course, we don’t want to contribute to making your situation worse, so our Code of Conduct directs us to never loan you any money we don’t think you’ll be able to repay.

Payday Cash Loans is a Direct Lender

Only dealing with a direct lender provides you the optimum level of consumer protection for your advance payday loan. Unfortunately, a lot of those offering you short-term loans online are not direct lenders, so you have to be careful. With PayDay you can rest assured, we are licensed to operate under both federal and provincial government regulations ensuring your financial safety.

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple repayments, FAST e-Transfer.

We do things differently

Payday Cash Loans is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.

Bad credit isn’t a deal breaker

If you’re worried about having bad credit, don’t let that stop you. It’s not the only criteria. We’re much more interested in your ability to make your repayments.

Don’t worry about documents

It’s an easy, real-time, streamlined process. We’ve already got the necessary evaluation tools. We don’t need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There’s no stressful waiting for an answer. Every application is reviewed and answered in just minutes.

Transparent costs

We want you to make the best informed judgment for your situation. All our fees are fully transparent and explained. Plus, we’ll answer your questions and provide you the financial planning tools that you need to make the smart choice.

Maximum charges permitted in Ontario for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%

Payday Cash Loans, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in British Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Columbia, Get cash money in Alberta, Payday loan Saskatchewan.