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Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
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Disability Income and ODSP Payday Loans Online

Low Rates for ODSP Payday Loans Up to $1,500

Residents of Ontario can rest assured that we do provide loans for those on social assistance. This includes ODSP.

Life brings big surprises and sometimes they’re the difficult kind. We understand that and are committed to providing whatever financial assistance that we can, with our low cost, flexible short-term loans.

Even if your credit score isn’t what you might wish it were, that doesn’t prevent you from having the opportunity of getting the financial hand up that you need. Our concern isn’t with what happened in the past. We’re focused on your current situation. If you can afford to repay your loan, you’re as entitled to short-time financial help as anyone else. And our low interest rates are the same for everyone who qualifies.

ODSP loans are avail across Ontario, including

in Toronto, Ottawa, Mississauga, Brampton, London, Hamilton, Windsor, Niagara Falls and all over Ontario.

ODSP and Disability Status is Not an Obstacle to Getting a Payday Loan.

Minimal Requirements

Receiving disability benefits in the province of Ontario does involve a few requirements for short-term loan eligibility.You must:

  • When you apply, be 19 years old at least
  • Be a Canadian citizen: Alberta, British Columbia, and Ontario.
  • Have received, for the past 3 months, the same source of income. So, whether through social benefits or any other source, the same combination of incomes sources must have been consistent over those 3 months.
  • Have $800 minimum per month income, which includes assistance benefits such as ODSP.
  • Have a Canadian bank account with online banking functions, which you’ve had for a minimum of 3 months.
  • Possess valid email and home addresses, and a mobile phone number.

Interest Rates that Work for You

By streamlining the online loan business we’ve drastically reduced overhead costs. These are savings that we can pass on to you in lower interest rates. We know that this can be a big help to those receiving disability benefits through ODSP or Ontario Works. We’re helping you stretch every dollar in service of getting your financial house in good order.

ODSP Payday Loans that Work for You

We understand that many folks on ODSP or other social assistance programs often find it difficult and even painful to get around. Imagine, under those conditions, having to schlep your way down to some loans office and digging up all the documents they require. Doing all that paperwork and waiting in line. That’s an ordeal for anyone. That’s why we’ve made the process as easy and painless as possible. Using our website or app, you can apply from the comfort of your own couch, with no document hassle or standing in line.


Whether you’re receiving ODSP benefits, or indeed in any other circumstance, when you need a short-term loan, you don’t need a headache trying to work out all the logistics. We make the whole thing as flexible as possible. Your loan amount, your loan duration, and even your repayment plan, can be adjusted to your needs and circumstances.

You can borrow anywhere from $100 to $1,500. And your repayment can be done in 1, 2 or 3 installments – depending upon what suits your needs best.

And, even better still, if you choose to repay in 2 or 3 installments, we don’t charge you any more interest than if you paid in one sum.

Loyalty Matters

We are determined to provide you top quality service when you take out an ODSP payday loan. We want you to be confident that you can always rely upon us for the very best borrowing experience.

It’s important to us that you’re well informed about your financial choices. That’s why we provide on our website lots of helpful tools for making your financial decisions.

Additionally, we want to thank you for choosing us to help you with your financial goals. That’s why we have a cashback rebate program that puts money right in your pocket when you’re a repeat customer in good standing.

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Your Fast and Easy Payday Advance

Payday Cash Loans The hassle-free loan option.

No Document Fatigue

We know other companies require you to document your whole life. No need to worry about that with us. We won’t ask for faxes or letters, nor will we require you to come into our office to sign any documents. It’s all streamlined, online, for your convenience.

Borrow Online and Save

Not only does online borrowing make the whole process faster and easier, you actually save money! How? Because we don’t have all that overhead to run brick and mortar offices, we can pass those savings on to you in great, competitive rates. Taking out your payday advance loan online with us keeps more of that valuable money in your wallet.


That’s our touchstone. We know that everyone’s situation is different. Sometimes a little different; sometimes a lot. That’s why we offer a menu of options in loan amounts, loan durations and repayment plans. All to help tailor your loan to your specific needs.

Don’t Feel Defeated by a Credit Score

What we’re interested in is your ability to repay. Just because things went badly for you in the past doesn’t mean you’re not able to repay today. We use our advanced algorithm to take in the whole financial picture of your situation. But of course, we don’t want to contribute to making your situation worse, so our Code of Conduct directs us to never loan you any money we don’t think you’ll be able to repay.

Payday Cash Loans is a Direct Lender

Only dealing with a direct lender provides you the optimum level of consumer protection for your advance payday loan. Unfortunately, a lot of those offering you short-term loans online are not direct lenders, so you have to be careful. With PayDay you can rest assured, we are licensed to operate under both federal and provincial government regulations ensuring your financial safety.

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple repayments, FAST e-Transfer.

We do things differently

Payday Cash Loans is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.

Bad credit isn’t a deal breaker

If you’re worried about having bad credit, don’t let that stop you. It’s not the only criteria. We’re much more interested in your ability to make your repayments.

Don’t worry about documents

It’s an easy, real-time, streamlined process. We’ve already got the necessary evaluation tools. We don’t need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There’s no stressful waiting for an answer. Every application is reviewed and answered in just minutes.

Transparent costs

We want you to make the best informed judgment for your situation. All our fees are fully transparent and explained. Plus, we’ll answer your questions and provide you the financial planning tools that you need to make the smart choice.

Maximum charges permitted in Ontario for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%

Payday Cash Loans, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in British Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Columbia, Get cash money in Alberta, Payday loan Saskatchewan.